About us

What we do


PayFacto is a leading all-in-one payment solutions provider with offices in Canada and the United States. Recognized for our expertise, agility and quality of execution, we meet the operational needs of large and small customers nationally and internationally by enabling them to achieve their business objectives in a more efficient and affordable way. With a wide range of services and proven payment solutions, we help businesses and organizations gain control over their electronic transactions.

Reach out today to see how our experts can deliver customized payment solutions for your business!

Executive Leadership

Martin Leroux

President & CEO

Denis Robert

Executive Vice President
Business Development – Payment Solutions

Frédéric Gascon

Chief Operating Officer

Cindy Low

Business Development and Partner Relations

Sherif Khalil

Executive Vice-President
Sales Strategic Businesses

Jordan Steinberg

Executive Vice-President
Product and Sales Engineering

Jay Madore

Vice President

Johanne Verreault

Financial Services

Nick D’Ugo

Vice President
Risk & Compliance

Sonia Calcagni

Vice President
Customer Experience

David Lafleur

Vice President
Direct Sales

Our Story

PayFacto was born from the merger of three established expert companies, joining forces to deliver strategic and innovative payment solutions. Combining years of experience and achievements, B2Billing, CT-Payment and Supreme Payments are since April 1st, 2018 known as PayFacto, the largest independent payment processor in Canada.

  • 2002

    Company established as Central Tax Inc., a key player in the launch of Canada’s first electronic payment system for municipal taxes

  • 2008

    Acquisition of CGI’s Payment Solutions Division

  • 2009

    • Company name changed to CT-Payment Inc. to reflect company growth and scope of activity
    • Acquisition of Telus’ POS Payment Division
    • Becomes largest payment processor in Canada, independent of banks
  • 2010

    • Acquisition of CPSN / Canadian Point of Sales Network
    • Creation of Supreme Payments Inc.
  • 2011

    • Implementation of the largest independent network of EMV-certified POS terminal in Canada
    • Pioneers advanced tokenization processes in the web-based recurrent payment sector
  • 2013

    • Establishment of a US division as CT-Payment USA Inc.
    • Launch of the first fully integrated EMV mobile payment solution
  • 2015

    • Creation of B2B Payment Inc.
    • Launch of the B2B Payment Market Acquirer Program including the implementation of a BIN in collaboration with People Trust Bank
  • 2016

    • Opening of an office in Hong Kong and creation of the CT-Payment Asia-Pacific division
  • 2017

    • Acquisition of
      CT-Paiement Inc.
      by B2B Payment Inc.
  • 2018

    • Merger of CT-Payment Inc., B2B Payment Inc. and Supreme Payment Inc.
    • Launch of the new merged entity under the name Payment PayFacto inc.
  • 2020

    • PayFacto initiates its leadership position in the hospitality industry across North America and Europe.
    • PayFacto acquires Posera inc. owner of Maître D and Resto Finances inc. owner of Veloce POS systems.

Corporate Social


We believe it’s our responsibility to uphold the same commitment to our clients, employees and local communities.


Our commitment to community


A company is only as strong as its connection to the community. At PayFacto, it’s a team value to contribute to its vibrancy with our support and expertise.

PAYFACTO – Tremblant’s 24h


PayFacto is proud to partner with Tremblant’s 24h, an annual athletic event to raise funds for sick and underprivileged children. We’re honoured to be lending our support to this event for at least the next four years.


In addition to our financial support and participation, we are also proud to announce that PayFacto’s platform will be the official payment solution for the event. We are thrilled that the thousands of generous donors and participants will be able to rely on our expertise to make fast and secure donations.