Products & Services

Merchant Services

In today’s ever-changing monetary landscape, payment processing poses a wide range of daunting challenges. Our merchant services offering responds to a variety of customers, including independent merchants, retail chains, ISOs, payment facilitators and large organizations such as transit and governmental entities. Moreover, we ensure you keep pace with evolving PCI industry standards and regulations.

As we value mutually rewarding business relationships, we make it easy for merchants to do business with us ─ with no strings attached. We offer a transparent and frictionless boarding process with no sign-up fees, highly competitive interchange and rates, and no cancellation fees. Get closer to success and experience easy payment processing with best-in-class expertise, agility and execution.

ISO and Payment

PayFacto is uniquely positioned to fuel the growth of ISO and payment facilitators as we understand the most critical factors in building profitable and sustainable merchant portfolios. As such, we provide very attractive revenue-sharing programs and state-of-the art technologies that allow you to focus on what matters most and to maximize customer retention.


Whether you wish to select payment solutions and products that are already certified to our e-commerce or card-present processing platform or are looking for customized terminals and payment applications, we have the resources to meet and surpass your expectations. You have your goals. We have a way to get you there.


Our highly skilled team of account executives is trained to fully understand your business needs and dedicated to help you achieve your objectives with the implementation of frictionless merchant boarding and management processes.


Discover our tailored solutions today and learn how we can help bring your business to the next level with best-in-class services and advanced technologies, including:

  • Merchant Onboarding
  • Transaction Processing
    • Card Present
    • Card Not Present
  • Risk & Compliance
  • Reconciliation
  • Reporting & Analytics

Gateway and
Switch Services

PayFacto offers a fully agnostic payment gateway and payment switch providing seamless North American coverage, including VISA, MASTERCARD, DISCOVER, JCB, AMEX and INTERAC card-present and online payment processing.


Leverage our switch and gateway infrastructure, which are PCI-DSS level I certified, and provide seamless access to payment card networks and acquirers in Canada, USA and Asia-Pacific.


Learn more about our services and discover why global leading ISVs and payment processors have selected PayFacto to ensure delivery of world-class payment processing services. Get closer to success and contact us today.